The addition of a home warranty in a home buying contract can be a very attractive thing. To buyers it means they’re protected if something happens to their appliances within the time frame of the warranty. For sellers, this investment might save thousands of dollars. However, tricky fine print and the age and functionality of [...]

Mortgage rates continued to improve last week marking yet another round of record breaking low mortgage rates. Last week also marked a continuation of previous themes in the market in regards to concern over the US Economy and the Weakness of European Markets, with Greece being the focus of concern, once again. This week features [...]

In his White House Speech last night before a joint session of Congress, President Obama revealed his intent to help American homeowners refinance their mortgages to take advantage of the historically low rates we are currently seeing. While President Obama did not touch on specifics, White House officials have said the U.S. Treasury was having [...]

Whether or not to pay off your mortgage early is a highly debated subject, some mortgage professionals say “no” while others in the industry say “why not?”. The correct answer really depends upon a number of different factors. You need to evaluate what is most important to you before making a decision. Ensure that you [...]

Many dream of owning their own home. With the proper preparation, you’ll be able to start your home search and find your perfect place with as little stress as possible. This is by no means a comprehensive list of ways to prepare for home buying, but it can be a step in the right direction. [...]

When you are putting your house up for sale in this tough economy, you are wise to not spend anymore than you have to when you are getting it ready to sell. However, to increase the chances of success for selling your home, it does still need to be in showing condition to impress potential [...]

When buying a home using a real estate agent, you need to remain on the same team despite the stresses that can occur during the home purchase process. The agent you are working with can be your greatest asset as you go through the process and it is important that you keep all channels of [...]

The past weeks have seen mortgage rates break previous lows and set new record lows. These rates have been driven down by a slew of negative economic data that has has disappointed expectations. Additionally, the lack of leadership in Congress led to an embarrassing show over the debt ceiling, which played a role in S&P [...]

In the ideal world, it would be possible to spend a few days or even a few weeks living in the home that you intend to buy before you close the deal. This would allow you to learn all of the pros and cons of the home as it pertains to your lifestyle. In reality, [...]

Last week set all time record lows for mortgage rates in the United States. Factors in rates moving lower and lower over the past few weeks have been disappointing economic data and uncertainty about the health of European markets and banks. Since investors move money from equities into bonds in times of uncertainty, the end [...]